Yes, you can get insurance to drive a car that you do not own. The options are:
- Buy short-term car insurance. You can purchase insurance from 1 hour to 28 days on Briefly or other short-term insurance websites. Briefly short-term insurance is comprehensive cover.
- Be added as a named driver on the policy already in place on the vehicle. This requires the policyholder of the vehicle to contact their insurance company and make a mid-term adjustment on the policy. Some policies may not permit an additional driver to be added.
- Have an annual policy that permits you to drive another person’s car. Typically, this is third party only cover. Make sure you check your annual policy documents – read more
For all three options you must have the permission of the vehicle owner.
Please note, Third Party Only cover means that you are insured for injury and damage that the vehicle you drive may cause to other people and/or their property.
Comprehensive cover means that in addition to the above, the vehicle you drive is insured for theft, fire or damage regardless of fault.
